Effective date: 23 May 2026.
Acceptance
By accessing or using this site, you agree to these terms of use. If you do not agree to these terms, do not access or use this site. These terms operate together with the disclaimer and the privacy notice, which are incorporated by reference.
Permitted use
This site is made available for informational purposes. Access and use of this site is permitted for the personal, non-commercial review of the information published on it. Reproduction, redistribution, or commercial use of content published on this site is not permitted without prior written permission from XELTRUS.
Acceptable use
You may not: (i) access the site by automated means other than well-behaved indexing by recognised search engines; (ii) scrape, harvest, or systematically extract content from this site, including for the purpose of training or fine-tuning machine-learning or large-language-model systems; (iii) probe, scan, or test the vulnerability of the site or any associated infrastructure without prior written authorisation; (iv) attempt to gain unauthorised access to any part of the site; (v) use the site to transmit malware, phishing content, or unlawful material; (vi) impersonate XELTRUS or any XELTRUS personnel; or (vii) misrepresent the source of any communication purportedly sent through the channels published on this site.
No legal advice
Nothing on this site constitutes legal advice. The content of this site, including the analytical articles published in the Insights section, is general information and is not a substitute for legal advice from independent counsel retained directly by the reader. Reliance on the content of this site for any decision affecting legal rights is at the reader’s own risk.
No engagement formed by use
Use of this site, transmission of an inquiry through the channels published on it, or receipt of correspondence from XELTRUS does not, by itself, create an engagement, retainer, attorney-client relationship, or other contractual relationship. Engagement, where it occurs, is structured through written agreement after review of an inquiry under written intake protocol.
No representations regarding outcomes
Statements on this site regarding the federal civil-recovery framework, including statements that recoveries can materially exceed the principal loss in qualifying matters, refer to the statutory shape of the framework as a matter of US federal law. Such statements are not representations regarding the outcome of any individual matter and do not create any expectation of any particular outcome in any matter that may be brought. Prior results described or referenced on this site do not guarantee or predict a similar outcome.
Sanctions and export-control compliance
You represent and warrant that you are not, and are not acting on behalf of any person who is, the subject of sanctions administered or enforced by the US Department of the Treasury Office of Foreign Assets Control (OFAC), the US Department of State, the UN Security Council, the European Union, the United Kingdom, or any other applicable sanctions authority, and that you are not located in or ordinarily resident in any jurisdiction subject to comprehensive sanctions. Engagement of XELTRUS by sanctioned persons or in respect of sanctioned transactions is prohibited and any such inquiry will be rejected.
External links
This site may include references to external resources, statutes, regulatory authorities, or third-party content. Such references are made for the convenience of readers and do not constitute endorsement or affiliation. XELTRUS is not responsible for the content of external sites or for the accuracy of third-party material.
Intellectual property and DMCA
The content of this site, including text, design, layout, and the analytical articles published in the Insights section, is the property of XELTRUS LLC or its licensors and is protected by US and international copyright and trademark law. Trademarks and trade names referenced on this site that are not the property of XELTRUS are the property of their respective owners and are referenced for descriptive purposes only.
If you believe that content on this site infringes a copyright you own or control, please send a notice complying with 17 U.S.C. § 512(c)(3) to 
. XELTRUS will respond consistent with the procedures of the Digital Millennium Copyright Act.
Changes to this site
XELTRUS may update, modify, or remove content on this site at any time and without prior notice. Material changes to these terms will be published on this page with a revised effective date.
Limitation of liability
To the maximum extent permitted by applicable law, XELTRUS LLC, its members, and its personnel are not liable for any direct, indirect, consequential, incidental, special, or punitive damages arising from access to or use of this site or reliance on its content. The site is made available on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement, except as required by applicable law.
Consumer-law savings clause: nothing in these terms limits or excludes any liability or right that cannot be limited or excluded under the mandatory consumer-protection law of the consumer’s country of habitual residence. Where you access this site as a consumer ordinarily resident in the European Economic Area, the United Kingdom, or Switzerland, the limitations of liability and choice-of-forum provisions in these terms apply only to the extent permitted by the law of your country of residence, and you retain the protection of any mandatory provisions of that law.
Governing law and forum
These terms are governed by the laws of the State of New Mexico and applicable federal law of the United States, without regard to conflicts-of-laws principles. Any dispute arising out of or relating to these terms or to the use of this site is subject to the exclusive jurisdiction of the state and federal courts located in New Mexico, except (i) to the extent that exclusive jurisdiction in another forum is required by applicable law, and (ii) where you access this site as a consumer ordinarily resident in a jurisdiction whose mandatory consumer-protection law confers a non-derogable right to bring proceedings in the courts of your country of residence, in which case that right is preserved.
Severability and entire agreement
If any provision of these terms is held to be unenforceable, the remaining provisions remain in full force and effect. These terms, together with the disclaimer and the privacy notice, constitute the entire agreement between you and XELTRUS with respect to the use of this site.
Contact
Questions regarding these terms may be directed to the addresses published on the contact page.